Win Up to €1,500
This Festive Season

1. Promotion Overview

1.1. The Promotion (the “Promotion”) will run between the 5th of December 2025 and the 31st of December 2025 at 23:59 GMT.

1.2. The Promotion is organized by MiFinity and is open to eligible users who comply with the terms outlined below.

2. Eligibility

2.1. The Promotion is open to individuals aged 18 and above, with an active MiFinity account.

2.2. Employees of MiFinity, their immediate family members, and affiliates are not eligible to participate.

3. How to Participate

3.1. Participants must opt-in to the competition through the official Landing Page and correctly answer the skill-based question to be eligible.

3.2. Participants must use their MiFinity eWallet to make merchant transactions during the Promotion period (5th December 2025 – 31st December 2025).

3.3. Participants will be entered into prize draws based on the following qualifying tiers achieved during the Promotion period:

• Bronze Tier (€500 Prize Draw): Make 10-19 merchant transactions
• Silver Tier (€1,000 Prize Draw): Make 20 or more merchant transactions
• Gold Tier (€1,500 Prize Draw): Complete €500 or more in total merchant transaction value

3.4. Participants who qualify for multiple tiers will be entered into all corresponding prize draws.

3.5. MiFinity cannot track or communicate individual transaction counts to participants during the campaign period. All qualifying transactions made during the Promotion period will be counted internally for prize draw eligibility.

3.6. Transactions with fraudulent intent or violating MiFinity’s Terms of Use will be disqualified.

3.7. Only merchant transactions made using the MiFinity eWallet qualify for entry. Internal transfers, wallet top-ups, and withdrawals do not count as qualifying transactions.

4. Prizes

4.1. Bronze Tier Prize Draw: One (1) winner will receive €500 cash credited to their MiFinity eWallet.

4.2. Silver Tier Prize Draw: One (1) winner will receive €1,000 cash credited to their MiFinity eWallet.

4.3. Gold Tier Prize Draw: One (1) winner will receive €1,500 cash credited to their MiFinity eWallet.

4.4. Three (3) prizes in total will be awarded with one winner per tier.

5. Prize Distribution

5.1. Winners of the prize draws will be selected at random from eligible participants in each tier and will be notified via email and in-app notification by the 9th of January 2026.

5.2. Winners must respond within 14 days of notification to claim their prize. Failure to respond within this timeframe may result in forfeiture of the prize, and an alternative winner may be selected.

5.3. All prizes are non-transferable and cannot be exchanged for alternative items.

5.4. Cash prizes will be credited to the winner’s MiFinity eWallet within 30 days of winner verification.

6. General Terms

6.1. MiFinity reserves the right to disqualify any participant who violates these terms or MiFinity’s Terms of Use.

6.2. MiFinity is not responsible for technical or system errors that may prevent participation in the Promotion.

6.3. MiFinity reserves the right to amend or cancel the Promotion at its sole discretion. Any changes will be communicated on the Promotion landing page.

6.4. The decision of MiFinity regarding all aspects of the Promotion is final and binding. No correspondence will be entered into.

6.5. This Promotion is in no way sponsored, endorsed, administered by, or associated with any merchant accepting MiFinity payments.

6.6 MiFinity reserves the right to suspend, terminate, or amend these Terms and Conditions at any time.

6.7 MiFinity shall not be liable for any loss or damage arising from this Campaign.

7. Privacy

7.1. By participating, users consent to MiFinity collecting and processing their personal data for the purposes of administering the Promotion in accordance with MiFinity’s Privacy Policy.

7.2. By participating, winners agree to the use of their first name and country of residence for MiFinity publicity purposes, including but not limited to social media, website announcements, and marketing communications.