Fees
Super-low and transparent fees, giving you more to spend on what you love!
|
Payment Method
|
Rate
|
|---|---|
|
VISA EEA
|
1.8%
|
|
VISA Non-EEA
|
2.5%
|
|
VISA Interregional
|
3.5%
|
|
MasterCard EEA
|
1.8%
|
|
MasterCard Non-EEA Eastern
|
2.5%
|
|
MasterCard Non-EEA Western
|
2.5%
|
|
MasterCard Interregional
|
4%
|
|
SEPA Bank Transfer
|
Free
|
|
UnionPay
|
1.8%
|
|
Banco Azteca
|
4.5%
|
|
Banco Del Barrio
|
4.5%
|
|
Banco Estado
|
4.5%
|
|
Banco Guayaquil
|
4.5%
|
|
Banco Pichincha
|
4.5%
|
|
Banco Ripley
|
4.5%
|
|
BANCOMAT Pay
|
1.8% + €0.18
|
|
Bancontact
|
€0.50
|
|
BBVA
|
4.5%
|
|
BCI
|
4.5%
|
|
BCP
|
4.5%
|
|
Blik
|
3%
|
|
Boleto Bancario
|
4.5%
|
|
Bradesco
|
4.5%
|
|
Caja Arequipa
|
4.5%
|
|
Banco Huancayo
|
4.5%
|
|
Caja Tacna
|
4.5%
|
|
Caja Trujillo
|
4.5%
|
|
Caja Vecina
|
4.5%
|
|
CashtoCode Classic
|
7.5%
|
|
CashtoCode eVoucher
|
7.5%
|
|
Cryptocurrency Bitcoin (BTC) – powered by Cryptopay
|
1.8%
|
|
Cryptocurrency Bitcoin Cash (BCH) – powered by Cryptopay
|
1.8%
|
|
Cryptocurrency Ethereum (ETH) – powered by Cryptopay
|
1.8%
|
|
Cryptocurrency Litecoin (LTC) – powered by Cryptopay
|
1.8%
|
|
Cryptocurrency Lumen (XLM) – powered by Cryptopay
|
1.8%
|
|
Cryptocurrency Tether (USDT) – powered by Cryptopay
|
1.8%
|
|
Cryptocurrency USD Coin (USDC) – powered by Cryptopay
|
1.8%
|
|
Cryptocurrency Ripple (XRP) – powered by Cryptopay
|
1.8%
|
|
EPS
|
1.8% + €0.25
|
|
Estonian Banks
|
3.5% + €0.35
|
|
Express Lider
|
4.5%
|
|
Farmacias 911
|
4.5%
|
|
HSBC
|
4.5%
|
|
Ideal
|
€0.50
|
|
Interac e-Transfer (Canada)
|
3.5% + C$0.75
|
|
Interac Request Money (Canada)
|
3.5% + C$0.75
|
|
Interbank
|
4.5%
|
|
Latvian Banks
|
7% + €0.35
|
|
Lider
|
4.5%
|
|
Lithuanian Banks
|
7% + €0.35
|
|
Loterias Caixa
|
4.5%
|
|
Multibanco
|
2.3% + €1.10
|
|
MyBank
|
1.5% + €0.35
|
|
MiFinity Direct Bank Transfer
|
1% + €0.49
|
|
Narvesen
|
0.8% + €0.85
|
|
PayPost
|
0.8% + €0.45
|
|
PaysafeCard
|
10.5%
|
|
Paysera
|
4.2% + €0.50
|
|
PayByBank App
|
0.8% + €1.10
|
|
Perlas Terminals
|
0.8% + €1.10
|
|
Pix
|
4.5%
|
|
Scotiabank
|
4.5%
|
|
Servi Estado
|
4.5%
|
|
SPEI
|
4.5%
|
|
SuperBodega Acuenta
|
4.5%
|
|
Tambo
|
4.5%
|
|
Tia
|
4.5%
|
|
Western Union
|
4.5%
|
|
Payment Method
|
Rate
|
|---|---|
|
Cryptocurrency Bitcoin (BTC) – powered by Cryptopay
|
1.8%
|
|
Cryptocurrency Bitcoin Cash (BCH)
|
1.8%
|
|
Cryptocurrency Dai (DAI) – powered by Cryptopay
|
1.8%
|
|
Cryptocurrency Ethereum (ETH) – powered by Cryptopay
|
1.8%
|
|
Cryptocurrency Litecoin (LTC) – powered by Cryptopay
|
1.8%
|
|
Cryptocurrency Lumen (XLM) – powered by Cryptopay
|
1.8%
|
|
Cryptocurrency Tether (USDT) – powered by Cryptopay
|
1.8%
|
|
Cryptocurrency USD Coin (USDC) – powered by Cryptopay
|
1.8%
|
|
Cryptocurrency Ripple (XRP) – powered by Cryptopay
|
1.8%
|
|
Interac e-Transfer (Canada)
|
C$4
|
|
Interac eCashout (Canada)
|
C$4
|
|
VISA EEA
|
€1
|
|
VISA Interregional
|
€1
|
|
VISA Interregional
|
€1.75
|
|
MasterCard EEA
|
€1.75
|
|
MasterCard Interregional
|
€2
|
|
Payment Method
|
Rate
|
|---|---|
|
Send money between own MiFinity eWallets
|
FREE
|
|
Send money to friends & family
|
1% (Maximum €10)
|
|
Send money to bank accounts
|
|
|
Receiving Money
|
FREE
|
|
Virtual IBAN creation
|
FREE
|
|
Virtual IBAN Maintenance
|
FREE
|
|
Payment Method
|
Rate
|
|---|---|
|
Less than or equal 250.00 USD
|
1.90 USD
|
|
250.00-2,500.00 USD
|
0.76% of value in USD
|
|
2,500.00 USD and above
|
19 USD
|
For transactions involving currency conversion MiFinity normally adds a fee of 2.99% to our wholesale exchange rates. This may vary for exotic currency pairs. The actual exchange rates vary and will be applied immediately without notice to you.
Your MiFinity Account is free for personal use. However, if you do not log in for 12 months your account will become inactive and a service fee of €1 per month will be deducted from the funds in your account.
