Send Money with MiFinity
Sending money to friends and family should be simple, cost-effective and secure. We have revolutionised the way you can send money globally to your loved ones. Make your money move with MiFinity.
Share The Love
Share the love with MiFinity by sending money abroad to your family, friends and loved ones. With super-fast transfer times, your recipients will receive funds in their account in no time at all, which they can withdraw or spend on their favourite sites!
Choose Your Method for Sending Money:
SMS
The recipient will receive an SMS with a link to claim their money
The recipient will receive a link via email to claim their money
eWallet
Send money using their eWallet number for instant transfers
Bank
Send money directly to your recipient’s bank account
Send Money via SMS
Send money from your MiFinity eWallet using your recipient’s phone number. Don’t worry if they haven’t got a MiFinity account, they will be sent a sign up link so they can instantly access their funds.
Send Money via Email Address
MiFinity lets you send money from your eWallet, to your recipient using their email address. If they don’t have a MiFinity account, they will be sent a sign up link where they can sign up to instantly access their funds.
Send Money via eWallet Number
If your recipient has a MiFinity eWallet, you can send money in seconds using their eWallet Number. Funds will be instantly available for the recipient to withdraw or use on any of their favourite sites.
SMS
The recipient will receive an SMS with a link to claim their money
Send money via Mobile Number
Send money from your MiFinity eWallet using your recipient’s phone number. Don’t worry if they haven’t got a MiFinity account, they will be sent a sign up link so they can instantly access their funds.
The recipient will receive a link via email to claim their money
Send Money via Email Address
MiFinity lets you send money from your eWallet, to your recipient using their email address. If they don’t have a MiFinity account, they will be sent a sign up link where they can sign up to instantly access their funds.
eWallet
Send money using their eWallet number for instant transfers
Send Money via eWallet Number
If your recipient has a MiFinity eWallet, you can send money in seconds using their eWallet Number. Funds will be instantly available for the recipient to withdraw or use on any of their favourite sites.
Bank
Send money directly to your recipient’s bank account
Choose Your Method for Sending Money:
Fees for Sending Money with MiFinity
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Method
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Rate
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|---|---|
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Send money between own MiFinity eWallets
|
FREE
|
|
Send money to friends & family
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1% (Maximum €10)
|
|
Send money to bank accounts
|
|
|
Receiving Money
|
FREE
|
Send Money with MiFinity FAQ
1 What is MiFinity Send Money?
It’s a way to send money from your MiFinity eWallet to friends and family, either through another MiFinity wallet or a supported bank account. You might be helping with an expense back home or simply paying a friend back.
2 Can I use a digital wallet to send money internationally?
Yes, many digital wallets offer international transfers. Check that yours supports the destination and lets the recipient receive the money in a way that suits them.
With MiFinity, you can send abroad to another MiFinity eWallet or a supported bank account. Your options depend on where you’re sending it and your account status.
3 How do digital wallets compare with other money transfer methods?
A digital wallet lets you hold money ready to spend or send. A bank transfer usually comes straight from your bank account. Some money transfer services also offer cash collection, which can be useful if the recipient doesn’t use a bank account or wallet.
What works best for you may not be what works best for them. Ask how they’d prefer to receive the money, then compare the cost and expected arrival time.
4 How do I choose a money transfer app?
Start with the person you’re paying. Can they receive the money easily through that service?
Then look at how much they’ll get for the amount you spend. A low transfer fee doesn’t necessarily mean a cheaper transfer if the exchange rate is less favourable.
It’s worth checking who regulates the provider and how you can get help, too.
5 How do I send money with MiFinity?
Log in and choose how you want to send the money. Enter the recipient’s details and the amount, then check the payment before confirming. If you need to top up your wallet first, choose from the funding methods available to you.
Take an extra moment over the recipient’s details, especially the first time you pay them.
6 What details do I need to send money?
For a bank transfer, you’ll need the recipient’s name and bank details. The exact information varies by country. A wallet transfer may only need their wallet number, and MiFinity also offers options using an email address or mobile number. Ask the recipient to confirm which details to use.
7 Does the person receiving the money need a MiFinity account?
Not if you’re sending directly to a supported bank account.
For an email or mobile number transfer, someone without a MiFinity account will receive a link to sign up and claim the money. Let them know beforehand so they understand what’s arriving.
8 Do I need to verify my account before sending money?
Yes. MiFinity needs to verify your identity and address before you transfer funds to someone else. Follow the instructions in your account to provide the documents requested.
If you have a payment deadline, get this done in advance. The identification guidance explains why these checks are needed.
9 Do I need to verify my account before sending money?
With MiFinity, the money comes from your eWallet balance. You can add funds using the methods available in your country, which may include cards, bank transfers or local payment options.
How you fund the wallet is separate from how the recipient gets paid. You could top up by card, for example, then send to a supported bank account. See the payment methods page for funding options.
10 Can I send money using my MiFinity eWallet balance?
Yes. You’ll need enough available to cover the amount you’re sending and any charges, including currency conversion if it’s needed.